Chime Prepaid Card User Guide
About Chime Prepaid Card
The Chime Prepaid Card is a Debit Card that can be topped up. It can be used anywhere that accepts VISA Debit cards (if you can accept VISA credit cards, you can use them). From time to time, the Chime Card offers promotions at select merchants where you can instantly Get cash back and charge it to your card. In addition, since this is only a Prepaid Card, no Hard Pull will be generated at the time of application, and the It just won't have any effect on the credit report. Everyday use won't appear on your credit report either.
Registration and Rewards
Sign up for the Chime Prepaid Card through the referral link by January 31, 2018 and receive a $35 bonus when you complete your Direct Deposit mission.
During the registration process, in addition to information such as email, name and address, you will also be required to fill in your birthday and SSN, which will be used for verification. Identity. Although an SSN is provided, applying for this Prepaid credit card, Card will not be a Hard Pull Your credit bureau, of course, will have no effect on your credit score.
How to get an account bonus
To receive the $35 bonus for opening an account, in addition to completing the registration and verifying your identity, you will need to complete the following in February 2018 Complete a $200 Direct Deposit (DD) by the 28th. DD is a common way for an employer to pay an employee's salary, and the money will be sent directly to you through an "electronic transfer" (EFT). In the bank account, if you have a salary, just change the account number where you receive your salary to the bank account where you need to complete the task. If you don't have a paycheck, you can do that with fake DD's. Usually after opening a bank account, banks often require several consecutive months of DD, or a total number of DD over a certain amount, in order to qualify.
This time Chime's DD can be triggered using normal payroll entries in addition to the following. Schwab Checking transfer, Schwab Brokerage transfer, Blue Bird transfer, Serve transfer, Square Cash transfer, NWFCU transfer. There are several ways that cannot be triggered: Chase Checking transfers, Capital One transfers.
Chime cards have a fee for withdrawals, so the best way is to just spend the money on them. Of course, you can also spend a small fee to withdraw the cash directly.
The fees are as follows.
Domestic Cash Withdrawal Fee for both transactions made at an ATM and Over-The-Top. Counter "OTC" withdrawals: $2.50 per ATM Balance Inquiry Fee: $0.50 per transaction.
ATM Balance Inquiry Fee: $0.50 per International Transaction Fee: 3% of the cost of the transaction.
International Transaction Fee: 3% of the International Cash Withdrawal Fee for both parties.
International Cash Withdrawal Fee for both transactions made at an ATM and Over-The-Top. Counter "OTC" withdrawals: $2.50 + 3% of the Check Refund Fee: $5.00 per check issued.
Check Refund Fee: $5.00 per check issued. Check Refund Fee: $5.00 per check issued. card issued.
If you're interested in this $35/50 account opening bonus, it's still a good move to get it. chime card The inactive fee has been cancelled, so you can usually throw away the drawer and charge the money when you have offers.