Repayment of Loans in Advance(6)
The default payment is usually not valid for more than three years (and some for 5 years).
Repayment of Loans in Advance(5)
If the consumer's funds are only in the bank, will not be used in the near future, the rate of return is the deposit rate, two compared, the loan rate of 6.5555%, the one-year deposit rate is only 3.87%, the loan rate is significantly higher than the deposit rate, in this case the funds for early repayment is more appropriate.
Repayment of Loans in Advance(4)
whether the borrower has a better investment channel. A little money rather than to go to the bank repayment, it is better to find a good investment channels for "money to make money", investment in stocks or funds is also a good choice.
Repayment of Loans in Advance (3)
Also don't forget to go to the tax department for tax refund. When you purchase commercial housing, you should be tax refundable family members all as real estate rights holders written into the purchase contract, and after signing a contract, pay the housing, the "buyer has paid personal income tax base deduction" application, to obtain my "tax general contribution."
Repayment of Loans in Advance (2)
Some lenders who repay their loans in advance can choose two ways: one is to reduce the monthly repayment, the repayment period is unchanged, and the other is to shorten the repayment period, the monthly repayment amount remains unchanged.
Is there a mortgage for the house?
In recent years, house prices have dropped. The people who bought real estate in the beginning basically made a lot of money. The price of real estate for many clients has reached several million, and mortgages are perhaps only hundreds of thousands.
Home Loan Tips
Banks won't tell you that loans to buy a home can save hundreds of thousands of dollars by mastering these repayment tips
How long does it take to process a home loan and credit?
In the event of a shortage of funds, most people choose to apply for a loan to resolve it.
And the second real estate mortgage?
Right now, the two main ways to manage are nothing more than three
Information is critical when you are shopping for a mortgage. And it’s equally important to know the consequences of falling behind on your payments and the telltale signs of a foreclosure rescue scam. What about a reverse mortgage? When could it be a good deal — and when can it be a dud?
All About Home Loans You Should Know(3)
The interest rate on home loans is based on the bank's benchmark interest rate for the same period, and the interest rate on loans from different banks has increased slightly.
All About Home Loans You Should Know(2)
Housing entrusted loans refer to loans made by banks to individuals who purchase ordinary housing according to the requirements of the housing provident fund deposits as a source of funds, in accordance with the requirements of the housing provident fund administration.