How to get a personal loan quickly
General loans, as long as your personal credit has a loan "stain" will be "lost", but if there are guarantees for protection, the loan is much easier, because the lending institutions also want to control the credit risk, to ensure the smooth recovery of loans, so that in the case of borrowers have guarantees for security , lending institutions are even more active.
Active communication before credit
Loans actively communicate over the phone, which helps to rapidly improve mutual understanding between borrowers and borrowers. After a series of interactive questions, if the borrower can cross the application threshold, if the lender is suitable for themselves, the situation of the other, I believe the general can be done in mind a number.
Provide comprehensive loan procedures
As we all know, when applying for a loan, the borrower must provide a complete and reliable loan procedure, especially the purpose of the loan, the bank flow. According to the relevant regulations, consumer loans can only be used for formal consumer purposes, such as decoration, tourism, car buying, etc., but not for investment, stock market speculation, in addition, all lending institutions are recognized by banks to pay flowing salaries, only part of the lending institutions recognize the flow of self-storage , so that cash salaries to pay attention to people.
Ask for an appointment in advance
If you are talking with a credit officer, to achieve a willingness to cooperate, may wish to make an appointment in advance, in free time to achieve a high degree of adjustment, even if it is half a day in advance, or an hour or two, but also avoid unnecessary wait, to some extent to save business time.
Good credit story
A good credit record is a "pass" for borrowers to enter the threshold of the lending institution, in order to save the approval time of the loan, while ensuring smooth access to the loans you s.
Although the loan application method is traceable, but more important than a successful loan is to do a good pre-loan investigation work, it can clearly determine whether it belongs to "wear," "borrowing." Interest is subject to the qualification criteria set out in national law. Must be a regular loan, legal borrowing, no illegal borrowing to take advantage of the opportunity.