According to the Canadian Bankers Association, 40% of Canadians do not pay their credit card balance in full each month. When you know that credit cards are among the most expensive debts, there is reason to be concerned.

It's important to know that credit card repayments on right time.

The link between repayment and credit score.

credit card bad refers to due to some reasons, malicious credit card, or the card did not pay on time and timely.

It's a terrible feeling when your credit card bill arrives and you know you don't have enough money to make the minimum payment. It's not that you don't want to pay your bill, but financial difficulties can happen to even the best of us.

Each month, when you receive your credit card balance, you are blown away by the amount you have to pay in interest? Here are some tips to help you reduce these costs.

Do you pay interest each month on a credit card balance? To avoid paying high interest fees, it's best to avoid keeping a balance on a credit card account. However, if you are carrying a credit card balance, you can save on interest costs through balance transfers. Some financial institutions offer lower interest rates for a limited period of time to convince you to transfer your balances to them.