If the consumer's funds are only in the bank, will not be used in the near future, the rate of return is the deposit rate, two compared, the loan rate of 6.5555%, the one-year deposit rate is only 3.87%, the loan rate is significantly higher than the deposit rate, in this case the funds for early repayment is more appropriate.

​Did you know that after 70 and a half years old, you may be fined for not claiming the full amount of savings from your 401k plan and individual retirement account (IRA) each year?

The interest rate on home loans is based on the bank's benchmark interest rate for the same period, and the interest rate on loans from different banks has increased slightly.

Bank stocks are almost a must-have for a pension account and tax-free account

The divergence between the gold price and the real interest rate trend of U.S. Treasuries since June of this year is confusing. As shown in Figure 1, the real interest rate of the 10-year U.S.

Can I borrow money from my pension account? Is it true?

Previously, the Bank of England kept sending the market the news that it was about to raise interest rates. However, at the central bank's interest rate meeting in early November, it unexpectedly announced that the interest rate would remain unchanged. This caused chaos in the market and the market began to reduce its trust in the Bank of England.